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When Do You Need an ATV Insurance

When Do You Need an ATV Insurance

Getting ATV insurance in Minnesota is one of the things that owners of all-terrain vehicles must do to protect their valuable vehicles. However, some ATV owners are actually okay with not having insurance.

Indeed, not all ATV owners need a policy. Those who get a policy have situations that require them to get it, after all. Here are some of the scenarios wherein it’s recommended that you get a policy from a trustworthy insurance agency in Rochester, Minnesota:

  • When you need to take your ATV off your property.

    If the ATV is only being used within your property, it may be covered by certain homeowners’ policies. Having an ATV insurance will allow you to bring your ATV to as far as any beaten path will take you.

  • When you ride on any state-owned trails.

    Going on a ride on state-owned trails is thrilling. However, there are many state-owned trails that will not allow you to ride on their paths if you don’t have ATV insurance.

  • When you’re financing your ATV.

    If you plan to get an ATV loan from the bank, then you’ll definitely need an ATV insurance. Most banks set this as a requirement before they approve your loan application.

Are you looking to get your hands on an ATV insurance policy that’s worth your money? Safechoice Insurance Agency is an independent insurance agency you can trust. Kindly give us a call if you have questions.

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