Do you have a badass four-wheeler that you usually take out on the trail? If you’ve got an ATV, it’s always the right choice to take out an ATV insurance in Minnesota.
When looking for a policy that can protect your all-terrain vehicle, you must look into the following coverages:
- Collision coverage
Will the policy underwritten by your chosen insurance agency in Rochester, Minnesota pays for covered damage to your vehicle when it is hit or hits another vehicle? How much deductible will be needed from you?
- Bodily injury liability coverage
Will it insure you against certain damages if you cause an accidental injury or death while operating the vehicle? Will you be provided with a legal defense if the other party involved in the accident files a lawsuit against you?
- Property damage liability coverage
Will you be insured against accidental damages caused to other people’s property while you’re operating the ATV? Will you have a legal defense if the other party, whose property has been damaged, files a lawsuit against you?
- Medical payments coverage
Will you have medical coverage in case of accidents? How about your passengers?
These are just some of the aspects to look into when you are planning to get an insurance policy from your chosen independent insurance agency. If you want to get an ATV insurance policy today, Safechoice Insurance Agency is here for you. Kindly give us a call to know more.