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Car Insurance Requirements in the State of Minnesota

Car Insurance Requirements in the State of Minnesota

The state of Minnesota is home to a lot of lakes, mountains, and other scenic places. This could mean vast opportunities for scenic drives. But before you step into the car to explore beautiful places, make sure that your car is insured.

Different states require different insurance policies covering vehicles. Auto insurance in Minnesota is required before one can have his or her car registered. Here are the following minimum coverages the state requires:

  • Bodily injury liability: $30,000 per person and $60,000 per accident
  • Uninsured motorist coverage: $25,000 per person and $50,000 per accident
  • Underinsured motorist coverage: $25,000 per person and $50,000 per accident
  • Property damage liability: $10,000
  • Personal injury protection or PIP: $40,000

You can get these coverages from an independent insurance agency or those that are affiliated with the car shop where you bought your vehicle from. Having your car insured does not only mean that you have met the standard insurance requirements, it also means that you are a responsible driver and a concerned citizen.

Minnesota does have driving hazards such as heavy snowing during winter seasons, frozen lakes, and other road-related problems. There are even channels between bays where the ice can break easily. It’s necessary to follow all warning signs regarding ice thickness and weight limits whenever you are driving in Minnesota.

Of course, with the right skills in driving, all that’s missing is your insurance coverage. Call Safechoice Insurance Agency today and know more about our auto insurance policies. Our insurance agency in Rochester, Minnesota will be glad to help!

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